When you’re newly engaged, chances are pretty good that you’ll spend the first month or so being blinded by that new sparkling piece of gorgeousness on your ring finger. And as you start to get busy flipping through wedding magazines, pinning wedding inspiration, and scrolling through blog posts, chances are also pretty good that you won’t even think about one pretty important thing- protecting that new, incredibly meaningful piece of jewelry!
You see, your engagement ring signifies the beginning of your new life with your soon-to-be spouse, and subsequently, your wedding ring signifies the establishment of that commitment. Not to mention that they both likely cost a pretty penny! But have you ever thought about what you would do if you lost or broke your rings? Or if the diamond came loose and got lost? Even worse- what if they were stolen?
I know I myself never even thought about any of those things, but really and truly, they can absolutely happen. In fact, I have a friend who recently lost the diamond from her engagement ring. Heartbreaking, right?
Well friends, don’t you worry, because there is a way to prevent the aforementioned heartbreak from occurring- Jeweler’s Mutual Insurance Company!
Jeweler’s Mutual® is an insurance company that exclusively protects and insures jewelry- and has been doing so for over 100 years! While most policies protect against the most obvious of jewelry loss – theft – Jewelers Mutual® has gone beyond that. They understand that accidents happen, and are there to help you when they do! With Jeweler’s Mutual®, you not only get repair and replacement coverage, but also coverage for jewelry loss, damage, theft, and mysterious disappearance.
You may be wondering what you need to do to ensure that your beautiful new bling is protected. First, you can get a free quote– all you need is the postal code of the person who will be wearing the jewelry and the value of each piece you want to insure. You can then choose your deductible and premium options, and move forward from there. Once you decide on the option you want, you will complete an application in which you verify jewelry value and answer a few questions. Your coverage will begin immediately as long as your application includes an evaluation or appraisal, and a valid method of payment. Simple as that!
Protecting your jewelry is easy, fast, and absolutely the first thing you should do when you get engaged. If you don’t want to be heartbroken over a missing stone or lost ring, head over to Jeweler’s Mutual® as soon as you’re done basking in that newly engaged glow! (And then head to our Newly Engaged guide after that!)
Lauren
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Would this apply to heirloom rings?